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What should I do if I’m having problems with my escrow or impound account?

Answer:

If you’re having problems with your escrow or impound account, contact your mortgage servicer right away. You may need to send an information request or notice of error.

An escrow account is an account set up by your mortgage lender to pay certain property-related expenses on your behalf, like property taxes and homeowners insurance. It’s set up to help you pay these expenses through your lender or servicer, little by little every month, instead of you getting a big bill once or twice a year. An escrow account is sometimes called an impound account. Learn more about how escrow accounts work.

Your property taxes and insurance premiums can change from year to year. If your property taxes and/or insurance premiums change, your total monthly payment will change.

It’s a good idea to keep a close eye on your mortgage statements, and any tax and insurance bills, to be able to spot quickly if there are problems with your escrow account.

Signs that there could be an issue with your escrow account include:

  • Changes in your total monthly payment without being notified that your taxes or insurance premiums are going to change
  • Servicer-purchased force-placed insurance, which your servicer is allowed to purchase and charge you for under certain circumstances
  • A notice from your local government that your property taxes haven’t been paid
  • If you notice any of the changes above, the first thing you should do is contact your servicer to verify that these changes aren’t due to a mistake on their end.

If you have a problem with your mortgage, you can submit a complaint to the CFPB online by calling (855) 411-CFPB (2372).

Tip: If your loan doesn’t include an escrow account, you will have to plan to pay these large expenses yourself. Be sure you budget for these extra costs and stay current on your taxes and insurance payments. If you fail to pay your property taxes, your state or local government may impose fines and penalties or place a tax lien on your home.  You could also face foreclosure.

In addition, if you fail to pay your taxes or insurance, your lender may:

  • Add the amounts to your loan balance
  • Add an escrow account to your loan
  • Purchase new homeowners insurance for you and bill you for it. This lender-purchased insurance, known as force-placed insurance, is typically more expensive than homeowners insurance you pay on your own.

Even if your lender does not require an escrow account, consider requesting one voluntarily. An escrow account makes it easier to budget for your large property-related bills by paying small amounts with each mortgage payment. That way you don’t have to scramble to pay a large property tax bill or insurance premium when it comes due.

 

What can I do if my mortgage lender or servicer is charging me for force-placed homeowner’s insurance?

Answer:

Make sure you have your own homeowner’s insurance and send proof to your mortgage servicer.

If you don’t have homeowner’s insurance, or don’t have enough homeowner’s insurance, or your homeowner’s insurance has lapsed, here are steps you can take:

  1. Contact your insurance carrier as soon as possible and get a new insurance policy or ask to have your old policy reinstated. If you don’t do this, you may have to pay for costly force-placed homeowner’s insurance if you’re not otherwise covered.
  2. Once you have a new or reinstated homeowner’s insurance policy in place, send proof of the policy and any other information that your mortgage servicer has requested to your mortgage servicer. Request that your mortgage servicer cancel the force-placed insurance policy it obtained for you as soon as possible.
  3. If you disagree with an action your mortgage servicer took with your insurance, you can send a notice of error, which is a letter to your mortgage servicer saying that there was an error and disputing the error.

Your servicer may require force-placed insurance when you do not have your own insurance policy or if your own policy doesn’t meet the requirements of your mortgage contract. In many instances, this insurance protects only the lender, not you. The servicer will charge you for the insurance. Force-placed insurance is usually more expensive than finding an insurance policy yourself.

If your homeowner’s insurance coverage was cancelled because your mortgage servicer failed to make timely insurance premium payments from your escrow account, then you may want to consult an attorney.

If you have a problem with your mortgage, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

What’s the difference between a mortgage lender and a servicer?

Answer:

Your mortgage lender is the financial institution that loaned you the money. Your mortgage servicer is the company that sends you your mortgage statements. Your servicer also handles the day-to-day tasks for managing your loan.

Your loan servicer typically processes your loan payments, responds to borrower inquiries, keeps track of principal and interest paid, manages your escrow account (if you have one). The loan servicer may initiate foreclosure under certain circumstances. Your servicer may or may not be the same company that originally gave you your loan.

How do I dispute an error or request information about my mortgage?

Answer:

If you think your mortgage servicer has made an error or you need information about your mortgage loan, you can call or write a letter to your servicer. You may get more protections if you write a letter.

Your servicer may be able to help you over the phone. See your monthly mortgage statement or coupon book for the phone number. However, to guarantee yourself a timely written response, you should write to your servicer and send it to the address provided by the servicer for such requests.

Sample Letters

  • Sample letter to help you write your mortgage servicer to explain an error. This document also provides some additional information about disputing an error with your servicer.
  • Sample letter to help you write your mortgage servicer to request information. This document also provides some additional information about requesting information from your servicer.

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If you submit a letter, remember:

  • To include your name, home address, and mortgage account number. Use the name that is on your mortgage.
  • To identify the error or information. Tell your servicer exactly what error you believe occurred, or what information you’re requesting.
  • Not to write your letter on your payment coupon or other payment form. You might not get the same protections.
  • To mail the letter to the right address. A mortgage servicer may use a special address for borrowers to send requests to correct errors or request information. You generally should be able to find this address in a notice from your servicer, on your monthly mortgage statement or coupon book, on your servicer’s website, or by calling your servicer. If your servicer uses a special address, you must send the letter to that address.

Tip: While you’re waiting for a response, you should continue making your mortgage payments as scheduled.

Your mortgage servicer’s response

Your mortgage servicer must send you a letter informing you that it received your letter within five days (not including weekends and legal public holidays) of receiving your letter. Generally, your mortgage servicer must respond with an answer to the error or information request within 30 days (not including weekends and legal public holidays).

If you’re disputing an error, your servicer can:

  • Correct the error and confirm the correction in writing
  • Investigate the error and provide you a written notice explaining why it has found that no error occurred and how you can find out more
  • Ask for additional information
  • Inform you in writing that it will seek an additional 15 days (not including weekends and legal public holidays) to investigate and respond to your notice of error.

Note:  If the error you are writing about has to do with the servicer improperly starting the foreclosure process, moving for a foreclosure judgement or order of sale, or conducting a foreclosure sale, then generally the servicer must respond to your notice of error before the foreclosure sale.

If you’re requesting information, your servicer can:

  • Provide the requested information in writing
  • Search for the information and provide you a written notice explaining that the requested information is not available, and give you contact information for more help
  • Inform you in writing that it will seek an additional 15 days (not including weekends and legal public holidays) to respond to your request

If you have a problem with your mortgage, you can submit a complaint to the CFPB online or by calling (855) 411-CFPB (2372).

You can also reach out to a housing counselor. Use the CFPB’s “Find a Counselor” tool to get a list of counseling agencies approved by the Department of Housing and Urban Development (HUD). You can also call the HOPE™ Hotline, open 24 hours a day, seven days a week, at (888) 995-HOPE (4673)

Find a housing counselor

Housing counselors throughout the country can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. Using the search box below, you can find one near you. The counseling agencies on this list are approved by the U.S. Department of Housing and Urban Development (HUD) and they can offer independent advice about whether a particular set of mortgage loan terms is a good fit based on your objectives and circumstances, often at little or no cost to you. This list will show you several approved agencies in your area. There is also a list of nationwide HUD-approved counseling agencies.

HUD Office of Housing Counseling
HUD Approved Housing Counseling Agencies

HUD sponsors housing counseling agencies throughout the country that can provide advice on buying a home, renting, defaults, foreclosures, and credit issues. This page allows you to select a list of agencies for each state below. You may search more specifically for a reverse mortgage counselor or if you are facing foreclosure, search for a foreclosure avoidance counselor.

This listing is current as of 05/15/2019.

Agencies located in MISSISSIPPI

Agency Name: MONEY MANAGEMENT INTERNATIONAL – BILOXI
Phone: 866-232-9080
Toll Free: 866-232-9080
Fax: 866-921-5129
Email: counselinginfo@moneymanagement.org
Address: 2598 Pass Rd Ste F
Biloxi, Mississippi 39531-2713
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: MONEY MANAGEMENT INTERNATIONAL INC.
Website: http://www.moneymanagement.org
Agency ID: 82698
Agency Name: MISSISSIPPIANS FOR COMMUNITY DEVELOPMENT
Phone: 662-627-1509
Toll Free:
Fax: 662-627-1429
Email: nathanielbrooks@hotmail.com
Address: 110 Yazoo Street, Suite 225
CLARKSDALE, Mississippi 38614-4327
Counseling Services: – Financial Management/Budget Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
Affiliation: MISSISSIPPI HOMEBUYER EDUCATION CENTER- INITIATIVE
Website: n/a
Agency ID: 84168
Agency Name: SOUTHERN BANCORP COMMUNITY PARTNERS
Phone: 662-624-5776
Toll Free:
Fax:
Email: chalestein.harris@southernpartners.org
Address: 875 South State St
CLARKSDALE, Mississippi 38614-4803
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
Languages: – English
Affiliation: SOUTHERN BANCORP COMMUNITY PARTNERS
Website: http://www.southernpartners.org
Agency ID: 83753
Agency Name: CHRISTIAN HOUSING DEVELOPMENT ORGANIZATION, INC.
Phone: 662-329-0096
Toll Free:
Fax: 662-329-8896
Email: christiandevelop@bellsouth.net
Address: 118 South McCrary RD
Suite 145
COLUMBUS, Mississippi 39702-6320
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – English
Affiliation:
Website: n/a
Agency ID: 84198
Agency Name: MERCY HOUSING AND HUMAN DEVELOPMENT
Phone: 228-896-1945
Toll Free:
Fax: 228-896-1347
Email: info@mhhd.org
Address: 1135 Ford Street
GULFPORT, Mississippi 39507-3766
Counseling Services: – Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
Languages: – English
Affiliation: MISSISSIPPI HOME CORPORATION
Website: www.mhhd.org
Agency ID: 82980
Agency Name: BREAKTHROUGH COMMUNITY SERVICES, INC.
Phone: 601-582-3475
Toll Free:
Fax: 601-582-0149
Email: andrea_breakthrough@aol.com
Address: 1313 Country Club Road
HATTIESBURG, Mississippi 39401-7680
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – English
Affiliation: MISSISSIPPI HOMEBUYER EDUCATION CENTER- INITIATIVE
Website: n/a
Agency ID: 84164
Agency Name: HOUSING EDUCATION AND ECONOMIC DEVELOPMENT, INC.
Phone: 601-981-1960
Toll Free:
Fax: 601-981-0258
Email: heed@netdoor.com
Address: 3405 Medgar Evers Blvd
Jackson, Mississippi 39213-6360
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation:
Website: http://heedhousing.org
Agency ID: 80035
Agency Name: MISSISIPPI HOMEBUYERS EDUCATION CENTER INITIATIVE
Phone: 601-366-9141
Toll Free:
Fax: 601-366-9144
Email: malcolmshepherd@mhbec.com;jbland@mhbec.c
Address: 350 W Woodrow Wilson
Ste 3480
JACKSON, Mississippi 39213-7681
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
Affiliation: MISSISSIPPI HOMEBUYER EDUCATION CENTER- INITIATIVE
Website: www.mhbec.com
Agency ID: 90280
Agency Name: MISSISSIPPI FAITH BASED COALITION FOR COMMUNITY RENEWAL, INC.
Phone: 601-346-7503
Toll Free:
Fax: 601-346-5950
Email: bhudson@faithbasedcoalition.com
Address: 1770 Ellis Ave.
Suite 205
JACKSON, Mississippi 39204-3613
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
Languages: – English
Affiliation: MISSISSIPPI HOME CORPORATION
Website: http://www.faithbasedcoalition.com
Agency ID: 84137
Agency Name: MISSISSIPPI HOME CORPORATION
Phone: 601-718-4642
Toll Free:
Fax: 601-718-4643
Email: ben.mokry@mshc.com
Address: 735 Riverside Drive
JACKSON, Mississippi 39202-1166
Counseling Services: – Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
Affiliation:
Website: http://www.mshomecorp.com
Agency ID: 82376
Agency Name: MISSISSIPPI HOMEBUYER EDUCATION CENTER- INITIATIVE
Phone: 601-366-9141
Toll Free:
Fax: 601-366-9144
Email: malcolmshepherd@mhbec.com
Address: 350 West Woodrow Wilson
Suite 3480
JACKSON, Mississippi 39213-7681
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
Languages: – English
Affiliation:
Website: www.mhbec.com
Agency ID: 82507
Agency Name: MISSISSIPPI HOUSING PARTNERSHIP, INC.
Phone: 601-969-1895
Toll Free:
Fax:
Email: N/A
Address: 1217 N West St
Jackson, Mississippi 39202-2018
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
Affiliation: MISSISSIPPI HOME CORPORATION
Website: http://site.notavailable.org
Agency ID: 80838
Agency Name: NACA (NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA) JACKSON, MS
Phone: 601-922-4008
Toll Free: 617-250-6222
Fax: 877-329-6222
Email: N/A
Address: 6424 Lakeover Rd Ste B
Jackson, Mississippi 39213-8007
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
Languages: – English
– Spanish
Affiliation: NEIGHBORHOOD STABILIZATION CORPORATION (NACA COUNSELING SUBSIDIARY)
Website: https://www.naca.com
Agency ID: 84358
Agency Name: VOICE OF CALVARY MINISTRIES
Phone: 601-969-3088-17
Toll Free:
Fax: 601-944-9571
Email: sbrown-gorden@vocm.org
Address: 531 W. Capitol St.
JACKSON, Mississippi 39203-2604
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation: MISSISSIPPI HOME CORPORATION
Website: http://vocm.org
Agency ID: 83521
Agency Name: WEST JACKSON CDC
Phone: 601-352-6993
Toll Free: 601-946-9310
Fax: 601-352-6997
Email: linda.carter@jsums.edu
Address: 1253 Valley Street
JACKSON, Mississippi 39203-3150
Counseling Services: – Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation: HOMEFREE – U S A
Website: http://westjacksoncdc.net
Agency ID: 82987
Agency Name: COMMUNITY STUDENTS LEARNING CENTER
Phone: 662-834-0905
Toll Free:
Fax:
Email: beulahgreer@bellsouth.net
Address: 333 Yazoo Street
LEXINGTON, Mississippi 39095-3644
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
Languages: – English
Affiliation: MISSISSIPPI HOMEBUYER EDUCATION CENTER- INITIATIVE
Website: n/a
Agency ID: 81226
Agency Name: D&E, A HOUSING AND ECONOMIC EMPOWERMENT CENTER, INC.
Phone: 601-600-7001
Toll Free:
Fax:
Email: info@depower.org
Address: 416 Marion Ave,
MCCOMB, Mississippi 39648-2710
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – English
Affiliation: D&E, A HOUSING & ECONOMIC EMPOWERMENT CENTER, INC. (D&E GROUP)
Website: www.depower.org
Agency ID: 90311
Agency Name: NORTH MISSISSIPPI RURAL LEGAL SERVICES
Phone: 662-234-8731
Toll Free: 800-898-8731
Fax: 662-236-3623
Email: bcole@nmrls.com
Address: 5 County Road 1014
Oxford, Mississippi 38655-7726
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Rental Housing Counseling
Languages: – English
– Spanish
Affiliation: WEST TENNESSEE LEGAL SERVICES, INCORPORATED
Website: N/A
Agency ID: 81354
Agency Name: NORTH DELTA MS ENTERPRISE COMMUNITY
Phone: 662-487-1968
Toll Free:
Fax: 662-487-0088
Email: ndmec@panola.com
Address: 231 Hwy 51 N
SARDIS, Mississippi 38666-3440
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation: MISSISSIPPI HOME CORPORATION
Website: http://www.mshomecorp.com
Agency ID: 82983
Agency Name: TUNICA CO. COMMUNITY DEV. COALITION
Phone: 662-363-5990
Toll Free:
Fax: 662-357-9007
Email: lvaughn@tunicacountycdc.org
Address: 1097 Antioch Street
TUNICA, Mississippi 38676-9314
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
Languages: – English
Affiliation: MISSISSIPPI HOME CORPORATION
Website: www.tunicacountycdc.org
Agency ID: 82985
Agency Name: COVENANT FAITH OUTREACH MINISTRIES – COVENANT COMMUNITY DEVELOPMENT CORPORATION
Phone: 662-690-4009
Toll Free:
Fax: 866-845-1832
Email: cform@bellsouth.net
Address: 813 Varsity Drive Suite #11
TUPELO, Mississippi 38801-4715
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Resolving/Preventing Mortgage Delinquency Workshops
– Services for Homeless Counseling
Languages: – English
– Other
Affiliation:
Website: http://www.cforminc.org
Agency ID: 84971
Agency Name: MONEY MANAGEMENT INTERNATIONAL TUPELO
Phone: 866-232-9080
Toll Free: 866-232-9080
Fax: 866-921-5129
Email: counselinginfo@moneymanagement.org
Address: 2005 W Main St Ste 206-207
Tupelo, Mississippi 38801-3214
Counseling Services: – Financial Management/Budget Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Reverse Mortgage Counseling
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: MONEY MANAGEMENT INTERNATIONAL INC.
Website: http://www.moneymanagement.org
Agency ID: 83236
Agency Name: MOUNTAIN OF FAITH MINISTRESS
Phone: 601-501-4507
Toll Free:
Fax:
Email: bjames.mtnoffatih@gmail.com
Address: 1529 Walnut Street
VICKSBURG, Mississippi 39180-3553
Counseling Services: – Fair Housing Pre-Purchase Education Workshops
– Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Predatory Lending Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation: MISSISSIPPI HOMEBUYER EDUCATION CENTER- INITIATIVE
Website: n/a
Agency ID: 90243
Agency Name: SACRED HEART SOUTHERN MISSIONS HOUSING CORPORATION
Phone: 662-781-1516
Toll Free:
Fax: 662-781-0886
Email: cloyd@shsm.org
Address: 9260 McLemore Drive
Walls, Mississippi 38680-0365
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
Languages: – English
Affiliation: MISSISSIPPI HOME CORPORATION
Website: http://www.shsm.org
Agency ID: 81084
Agency Name: HANCOCK HOUSING RESOURCE CENTER
Phone: 228-463-8887-8887
Toll Free: 228-463-8887
Fax: 228-463-8887
Email: rrhodes@hancockhrc.org
Address: 454 Highway 90
Suite B
WAVELAND, Mississippi 39576-2555
Counseling Services: – Financial Management/Budget Counseling
– Financial, Budgeting, and Credit Workshops
– Home Improvement and Rehabilitation Counseling
– Mortgage Delinquency and Default Resolution Counseling
– Non-Delinquency Post Purchase Workshops
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Rental Housing Workshops
– Services for Homeless Counseling
Languages: – English
– Spanish
Affiliation: MISSISSIPPI HOME CORPORATION
Website: http://www.hancockhrc.org
Agency ID: 84780
Agency Name: RECRUITMENT TRAINING PROGRAM
Phone: 662-328-8037
Toll Free:
Fax: 662-328-9459
Email: vanford_rtp@hotmail.com
Address: 26040 W. Main St.
WEST POINT, Mississippi 39773-2760
Counseling Services: – Financial Management/Budget Counseling
– Pre-purchase Counseling
– Pre-purchase Homebuyer Education Workshops
– Rental Housing Counseling
– Services for Homeless Counseling
Languages: – English
Affiliation: MISSISSIPPI HOMEBUYER EDUCATION CENTER- INITIATIVE
Website: n/a
Agency ID: 90283

 

If you’re facing imminent foreclosure or have been served with legal papers, you may also need to consult an attorney.

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