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Lend confidently.

We offer an innovative range of mortgage products, eligibility options, and solutions to help you meet your borrowers’ needs and grow your business.

Low Down Payment

  • HomeReadyFind out how HomeReady’s innovative income flexibilities can help your customers qualify for an affordable mortgage.

  • 97% LTV OptionsView our 97% LTV/CLTV/HCLTV financing options that help lenders serve qualified home buyers and support refinance of Fannie Mae loans.

  • HFA PreferredDesigned exclusively for housing finance agencies (HFAs) to serve more low- to moderate- income clients, HFA Preferred pairs features of HomeReady with flexibilities from local HFAs.

Home Construction, Renovation, and Energy Improvements

  • HomeStyle EnergyLearn how HomeStyle Energy provides affordable financing to help your clients have it all – the charm of an older home with the convenience and efficiency of upgraded home energy systems.

  • HomeStyle RenovationLearn how a HomeStyle Renovation mortgage provides a convenient and flexible way for borrowers considering home improvements to make repairs and renovations.

  • Construction ProductsSee what products and options we offer to help lenders serve borrowers with financing for construction projects.

Rural Areas, Underserved Communities and Homebuyer Assistance Programs

  • Shared Equity and Homebuyer Assistance ProgramsThese opportunities can support the first steps on a borrower’s lifelong journey of homeownership.

  • Manufactured HousingSee how our innovative offerings, including MH Advantage, can help you support this affordable alternative to site-built homes.

  • Native American LendingWe work with lenders and other stakeholders to increase mortgage financing opportunities for Native American Communities both on and off tribal trust and restricted lands.

High LTV Refinance

  • High LTV Refinance OptionSee if your borrowers with existing Fannie Mae mortgages can benefit from a high LTV refinance option.

  • Home Affordable RefinanceDU Refi Plus/Refi Plus applications must be started no later than Dec. 31, 2018, and loans must be delivered by Sept. 30, 2019.

Mortgage Insurance

ARM Loans, High-Balance Loans, Loan Limits, and More

  • Eligibility and PricingView eligibility for adjustable-rate mortgages, high-balance loans, condo projects, and more.