You must first complete 3. Financial Empowerment Self-Assessment Part Two before viewing this Lesson
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Part 3: Your experiences..

There are no right or wrong answers for “Part 3: Your experiences.”

It helps you identify the financial products, services, and situations you have had experience with.

1. I have a savings or checking account at a bank or credit union, and I use it regularly.

yes

no

2. I have applied for, received, and used a credit card.

yes

no

3. I have used a loan to help me to purchase a car or a home.

yes

no

4. I have taken out a payday loan or a vehicle title loan.

yes

no

5. I have requested my own credit report and reviewed it

yes

no

6. I make and stick to a budget.

yes

no

7. I have used a check cashing business.

yes

no

8. I have been contacted by debt collectors. 6

yes

no

9. I understand my rights and know what to do if I believe a financial services provider has tried to take advantage of me.

yes

no

10. I receive income via a method other than a paycheck (payroll card, direct deposit, or cash, for example).

yes

no