Part 1: Course Information

Instructor Information

 

Lead Instructor: Glenn Stewart

Office: 2650 Beach Blvd. #35

Biloxi, MS 39531
Office Hours: 9am to 4pm
Office Telephone: (228) 354-8585
E-mail: glen@clausonrealty.com

 

Substitute Instructor: Leslie Clauson

Office: 2650 Beach Blvd. #35

Biloxi, MS 39531
Office Hours: 9am to 4pm
Office Telephone: (228) 354-8585
E-mail: glen@clausonrealty.com

 

Course Description

This course covers real estate information and issues that are important to the success of a first-year real estate professional. It will provide the adult learner with an in-depth knowledge of real estate concepts such as agency, contracts, antitrust, prospecting, negotiations, environmental hazards, property condition disclosure, and financing.

Thirty Hours of Instruction

Textbook & Course Materials

This course is self-contained.  Materials are on the lesson pages.

Recommended Texts & Other Readings

 

IREBBEA and the Beneficiaries

http://www.habitat.org/housing-help/apply

https://www.habitat.org/volunteer/near-you/find-your-local-habitat

https://www.habitat.org/volunteer/build-events/carter-work-project

https://www.habitat.org/about/history/habitat-for-humanity-co-founder-linda-fuller

http://www.koinoniapartners.org/

https://www.habitat.org/about/history/habitat-for-humanity-co-founder-millard-fuller

https://www.habitat.org/volunteer/near-you/women-build

https://www.habitat.org/about/history

https://www.habitat.org/impact/our-work/neighborhood-revitalization

https://www.habitat.org/impact/our-work/terwilliger-center-innovation-in-shelter/microfinance

https://www.habitat.org/impact/solutions/terwilliger-center-innovation-in-shelter/microbuild

https://www.habitat.org/impact/our-work/terwilliger-center-innovation-in-shelter

https://www.habitat.org/about/advocacy/take-action/habitat-iii

http://www.habitat.org/archive/2016/10-3-Habitat-for-Humanity-commitments-to-reduce-poverty-and-foster-more-sustainable-cities

https://www.getreti.com/wp-content/uploads/2019/05/terwilliger-center-handbook.pdf

https://www.habitat.org/restores?gclid=CjwKCAiA5qTfBRAoEiwAwQy-6Xa4iOtU5u8yB7wK_4y9pPNpjC2Mz90bI2ZMxcl3hML4l4mLMGqyvhoCqkgQAvD_BwE

https://www.habitat.org/where-we-build

https://www.habitatmca.org/?utm_campaign=HFHI_AffiliateSearch&utm_medium=referral&utm_source=habitat.org

info@habitatmca.org

https://fullercenter.org/mission-statement/

https://fullercenter.org/volunteer

https://interland3.donorperfect.net/weblink/weblink.aspx?name=fullercenter&id=11

https://fullercenter.org/start-covenant-partner

sdriggers@fullercenter.org

https://fullercenter.org/chattahoochee

North Central Arkansas

CALIFORNIA
Los Angeles
Palm Desert
San Diego

COLORADO
Moffat County (Craig)

FLORIDA
Bahia Vista Community
Big Lake Fuller Center (Okeechobee) (organizing)
Central Florida
Greater Miami
Spring Hill (Nature Coast FCH)
Sarasota
Tallahassee *

GEORGIA
Albany Area *
Americus-Sumter County *
Blakely-Early County, Blakely
Lake Lanier-Cumming
Greater Atlanta
Henry County  (McDonough) 
Macon *
Southwest Quarter (Lumpkin) 

IDAHO
Boundary County, Bonners Ferry
Lewis-Clark Valley (Lewiston)
Silver Valley (Smelterville) *

ILLINOIS
Chicago
Lake County-Waukegan *
Illinois Valley-Peoria

INDIANA

Central Indiana *
Greater Elkhart
Gary 
Jasper County-(Rensselaer)
Logansport 
St. Joseph County

IOWA
Southwest Iowa (Shenandoah)

KENTUCKY
Ashland-Ironton 
Land of Logan (Russellville)
Louisville *
Springfield

LOUISIANA
Ginger Ford Northshore (Hammond) *
Livingston Parish
Natchitoches 
New Iberia
Northwest Louisiana (Shreveport) *
Providence (Lake Providence)
Webster Parish *

MARYLAND
Prince George’s County-Brentwood

MISSISSIPPI
Copiah County-organizing
Greenwood / Leflore
Houston
Marshall County
Pike County*
Yalobusha County

MISSOURI
Greater Kansas City *
Johnson County (Warrensburg)
Joplin Area, Joplin

NEW JERSEY
Atlantic City

NEW YORK
Greater New York City (New Rochelle)*

NORTH CAROLINA

Surry/Stokes (Pilot Mountain)

OHIO
Clark County (Springfield)
Darke County
Greater Toledo
Northwest Portage County (Aurora)

OKLAHOMA
Ada
Oklahoma City

PENNSYLVANIA
Community Mission-Minersville
Hazleton 
Kensington-Philadelphia
Mercer County

SOUTH CAROLINA
Colleton County-Walterboro
Spartanburg

TENNESSEE
Middle TN-Nashville

TEXAS
Eastside Waxahachie (Dallas area)
Kilgore
Hunt County, Greenville

VIRGINIA
Carroll County Greater Area (Hillsville)

WEST VIRGINIA
Beckley
Potomac Highlands Fuller Center-Franklin

MOBILE COVENANT PARTNERS
Disaster ReBuilders
RV Builders

U.S. COMMONWEALTH
Puerto Rico

Email Compromise

https://files.consumerfinance.gov/f/documents/cfpb_buying-a-house_mortgage-closing_checklist.pdf

How You Know You’ve Been Hacked

What To Do When You’ve Been Hacked

What To Do Before You’re Hacked

http://www.staysafeonline.org/stay-safe-online/free-security-check-ups/

https://www.consumer.ftc.gov/articles/0011-malware

https://www.consumer.ftc.gov/articles/0009-computer-security#passwords

https://staysafeonline.org/stay-safe-online/keep-a-clean-machine/hacked-accounts

https://www.ftc.gov/smallbusiness

https://www.ftc.gov/news-events/audio-video/business/protecting-your-business

https://vimeo.com/user98318866

https://vimeo.com/

https://www.fbi.gov/scams-and-safety/common-fraud-schemes/business-fraud

https://www.fbi.gov/scams-and-safety/common-fraud-schemes/credit-card-fraud

https://www.fbi.gov/scams-and-safety/common-fraud-schemes/internet-auction-fraud

https://www.fbi.gov/scams-and-safety/common-fraud-schemes/investment-fraud

https://www.fbi.gov/scams-and-safety/common-fraud-schemes/nigerian-letter-or-419-fraud

https://www.fbi.gov/scams-and-safety/common-fraud-schemes/non-delivery-of-merchandise

http://www.ic3.gov/media/annualreports.aspx

http://www.ic3.gov/crimeschemes.aspx

http://www.ic3.gov/preventiontips.aspx

https://www.getreti.com/wp-content/uploads/2019/03/C-12-1020-12-TD02.pdf

https://www.newscentermaine.com/article/news/local/homebuyers-beware-billion-dollar-phishing-scam-hits-maine/97-593125873

https://www.localsyr.com/news/local-news/onondaga-county-da-issues-warning-of-increased-direct-deposit-phishing-scams/

https://www.larealtors.org/publications/2019/2/22/breaking-news-email-scam-alert

https://abovethelaw.com/2019/01/biglaw-firm-duped-into-wiring-money-to-scam-account-loses-2-5-million-in-cyber-breach/

Nathan E. Hardwick IV and the DOJ

https://www.justice.gov/usao-ndga

https://www.law.com/dailyreportonline/2018/10/12/hardwick-convicted-on-all-counts/

https://www.law.com/author/profile/Meredith-Hobbs/

https://www.law.com/dailyreportonline/2018/10/12/hardwick-convicted-on-all-counts/

https://www.law.com/dailyreportonline/2019/02/12/hardwick-sentenced-to-15-years-for-greedy-and-deceitful-conduct/

https://www.law.com/dailyreportonline/2019/02/13/judge-sentences-hardwick-co-conspirator-maurya-to-seven-years/

https://www.getreti.com/wp-content/uploads/2019/07/ltaguidelinessubsidiaryledger.pdf

What’s New in Residential Real Estate Brokerage Agency (Part 1)

https://www.ftc.gov/news-events/audio-video



What’s New in Residential Real Estate Brokerage Agency (Part 2)

https://vimeo.com/352599908

What’s New in Residential Real Estate Brokerage Agency (Part 3)

https://www.ftc.gov/news-events/events-calendar/2018/04/whats-new-residential-real-estate-brokerage-competition-ftc-doj

https://vimeo.com/352598144

I-Buyers ‚Äď A Popular Emerging Model

https://www.opendoor.com/w/faq/why-home-condition-assessment

https://www.opendoor.com/w/guides/how-opendoors-costs-compare-with-traditional-home-sale

https://www.opendoor.com/w/faq/why-home-condition-assessment

https://www.opendoor.com/w/faq/what-happens-to-my-home-after-ive-sold-it-to-opendoor

https://opendoormortgage.co/#showabad

https://www.opendoor.com/w/trusted-lenders

https://www.opendoor.com/w/faq/can-i-use-my-own-agent-to-buy-with-opendoor

https://buywith.opendoor.com/

https://www.opendoor.com/w/faq/what-is-a-self-tour-home

https://www.opendoor.com/w/faq/how-does-buying-from-opendoor-work

https://www.opendoor.com/w/faq/qualify-for-financing-before-submit-offer

https://www.opendoor.com/w/guarantee

https://www.opendoor.com/w/faq/what-are-the-benefits-of-trading-in-with-opendoor

https://www.opendoor.com/w/faq/how-can-i-lower-my-service-charge-by-2-if-i-trade-in-in-dallas-fort-worth-or-phoenix

https://www.opendoor.com/w/faq/how-trade-in-home-builder-works

https://www.opendoor.com/w/how-it-works

https://www.knock.com/

https://www.offerpad.com/

https://sell.offerpad.com/

https://www.offerpad.com/move-for-free/

https://www.offerpad.com/extended-stay/

https://www.offerpad.com/benefits/

https://www.offerpad.com/move-for-free/

https://www.zillow.com/offers/

https://www.redfin.com/now

https://www.redfin.com/now

Advertising and Marketing on the Internet

http://www.law.cornell.edu/uscode/15/41.html

https://www.ftc.gov/bcp/policystmt/ad-decept.htm

http://www.law.cornell.edu/uscode/15/41.html

https://www.ftc.gov/bcp/policystmt/ad-unfair.htm

http://www.bbb.org/

https://www.ftc.gov/

http://www.consumer.gov/

http://www.bbb.org/

https://www.ftc.gov/ro/romap2.htm

http://www.bbb.org/advertising/advertiserAssist.html

https://www.ftccomplaintassistant.gov/

Planning to Marketing

https://youtu.be/ZdkQKLLD9_g

Affinity marketing

Advertising

History of advertising

Sex in Advertising

Advertising management

American business history

Brand awareness

Co-marketing

Consumer confusion

Consumer behaviour

Database marketing

Demand chain

Digital marketing

Email remarketing

Family in advertising

History of marketing

List of marketing terms

Loyalty marketing

Macromarketing

Marketing mix

Marketing Management

Marketing research

Marketing strategy

Micromarketing

Media manipulation

Multicultural marketing

Product management

Production orientation

Public Sector Marketing

Real-time marketing

Relationship marketing

Smarketing

Societal marketing

Sustainable market orientation

Visual marketing

https://www.sba.gov/business-guide/launch/open-business-bank-account-fees-benefits

https://www.irs.gov/businesses/small-businesses-self-employed/form-8300-and-reporting-cash-payments-of-over-10000

Understanding Your Customer

Consumer Credit Data: URL, https://www.federalreserve.gov/releases/g19/current/default.htm

U.S. Bureau of Economic Analysis: URL, https://www.bea.gov/

Consumer Product-Related Statistics: URL, https://www.cpsc.gov/

Inflation and Consumer Statistics: URL, https://www.bls.gov/cpi/factsheets/home.htm

Employment Statistics: URL, https://www.bls.gov/bls/employment.htm

Export Research: URL, https://www.export.gov/Market-Diversification

Reflections of the Fair Housing Act

https://youtu.be/0IWmNBOV_68

The Fair Housing Act

https://youtu.be/x0Z_qjBHITs

https://www.hud.gov/program_offices/fair_housing_equal_opp/non_discrimination_housing_and_community_development_0

https://www.hud.gov/program_offices/fair_housing_equal_opp/fair_lending

Sexual Harassment in Housing

https://youtu.be/bOclz1b4kmg

https://youtu.be/6MjOg0Soc48

https://youtu.be/9SL3enTQzTA

https://www.federalregister.gov/documents/2016/09/14/2016-21868/quid-pro-quo-and-hostile-environment-harassment-and-liability-for-discriminatory-housing-practices

https://www.hud.gov/program_offices/fair_housing_equal_opp/sexual_harassment_resources

https://www.hud.gov/program_offices/fair_housing_equal_opp/sexual_harassment_resources

https://www.federalregister.gov/documents/2016/09/14/2016-21868/quid-pro-quo-and-hostile-environment-harassment-and-liability-for-discriminatory-housing-practices

Protection for Persons with Disabilities

http://www.usdoj.gov/crt/ada/adahom1.htm

https://www.hud.gov/program_offices/fair_housing_equal_opp/disabilities/sect504faq

https://www.hud.gov/program_offices/fair_housing_equal_opp/physical_accessibility

https://www.hud.gov/program_offices/fair_housing_equal_opp/assistance_animals

Housing Choice Voucher Program Section 8

https://www.hud.gov/program_offices/public_indian_housing/pha/contacts

https://www.hud.gov/program_offices/public_indian_housing/pha/contacts

https://www.hud.gov/states

Subpart A‚ÄĒGeneral Information

§982.1   Programs: purpose and structure.
§982.2   Applicability.
§982.3   HUD.
§982.4   Definitions.
§982.5   Notices required by this part.

Subpart B‚ÄĒHUD Requirements and PHA Plan for Administration of Program

§982.51   PHA authority to administer program.
§982.52   HUD requirements.
§982.53   Equal opportunity requirements and protection for victims of domestic violence, dating violence, sexual assault, or stalking.
§982.54   Administrative plan.

Subpart C‚ÄĒFunding and PHA Application for Funding

§982.101   Allocation of funding.
§982.102   Allocation of budget authority for renewal of expiring consolidated ACC funding increments.
§982.103   PHA application for funding.
§982.104   HUD review of application.

Subpart D‚ÄĒAnnual Contributions Contract and PHA Administration of Program

§982.151   Annual contributions contract.
§982.152   Administrative fee.
§982.153   PHA responsibilities.
§982.154   ACC reserve account.
§982.155   Administrative fee reserve.
§982.156   Depositary for program funds.
§982.157   Budget and expenditure.
§982.158   Program accounts and records.
§982.159   Audit requirements.
§982.160   HUD determination to administer a local program.
§982.161   Conflict of interest.
§982.162   Use of HUD-required contracts and other forms.
§982.163   Fraud recoveries.

Subpart E‚ÄĒAdmission to Tenant-Based Program

§982.201   Eligibility and targeting.
§982.202   How applicants are selected: General requirements.
§982.203   Special admission (non-waiting list): Assistance targeted by HUD.
§982.204   Waiting list: Administration of waiting list.
§982.205   Waiting list: Different programs.
§982.206   Waiting list: Opening and closing; public notice.
§982.207   Waiting list: Local preferences in admission to program.

Subpart F [Reserved]

Subpart G‚ÄĒLeasing a Unit

§982.301   Information when family is selected.
§982.302   Issuance of voucher; Requesting PHA approval of assisted tenancy.
§982.303   Term of voucher.
§982.304   Illegal discrimination: PHA assistance to family.
§982.305   PHA approval of assisted tenancy.
§982.306   PHA disapproval of owner.
§982.307   Tenant screening.
§982.308   Lease and tenancy.
§982.309   Term of assisted tenancy.
§982.310   Owner termination of tenancy.
§982.311   When assistance is paid.
§982.312   Absence from unit.
§982.313   Security deposit: Amounts owed by tenant.
§982.315   Family break-up.
§982.316   Live-in aide.
§982.317   Lease-purchase agreements.

Subpart H‚ÄĒWhere Family Can Live and Move

§982.351   Overview.
§982.352   Eligible housing.
§982.353   Where family can lease a unit with tenant-based assistance.
§982.354   Move with continued tenant-based assistance.
§982.355   Portability: Administration by initial and receiving PHA.

Subpart I‚ÄĒDwelling Unit: Housing Quality Standards, Subsidy Standards, Inspection and Maintenance

§982.401   Housing quality standards (HQS).
§982.402   Subsidy standards.
§982.403   Terminating HAP contract when unit is too small.
§982.404   Maintenance: Owner and family responsibility; PHA remedies.
§982.405   PHA initial and periodic unit inspection.
§982.406   Use of alternative inspections.
§982.407   Enforcement of HQS.

Subpart J‚ÄĒHousing Assistance Payments Contract and Owner Responsibility

§982.451   Housing assistance payments contract.
§982.452   Owner responsibilities.
§982.453   Owner breach of contract.
§982.454   Termination of HAP contract: Insufficient funding.
§982.455   Automatic termination of HAP contract.
§982.456   Third parties.

Subpart K‚ÄĒRent and Housing Assistance Payment

§982.501   Overview.
§982.503   Payment standard amount and schedule.
§982.504   Payment standard for family in restructured subsidized multifamily project.
§982.505   How to calculate housing assistance payment.
§982.506   Negotiating rent to owner.
§982.507   Rent to owner: Reasonable rent.
§982.508   Maximum family share at initial occupancy.
§982.509   Rent to owner: Effect of rent control.
§982.510   Other fees and charges.
§982.514   Distribution of housing assistance payment.
§982.515   Family share: Family responsibility.
§982.516   Family income and composition: Annual and interim examinations.
§982.517   Utility allowance schedule.
§982.521   Rent to owner in subsidized project.

Subpart L‚ÄĒFamily Obligations; Denial and Termination of Assistance

§982.551   Obligations of participant.
§982.552   PHA denial or termination of assistance for family.
§982.553   Denial of admission and termination of assistance for criminals and alcohol abusers.
§982.554   Informal review for applicant.
§982.555   Informal hearing for participant.

Subpart M‚ÄĒSpecial Housing Types

§982.601   Overview.

Single Room Occupancy (SRO)

§982.602   SRO: Who may reside in an SRO?
§982.603   SRO: Lease and HAP contract.
§982.604   SRO: Voucher housing assistance payment.
§982.605   SRO: Housing quality standards.

Congregate Housing

§982.606   Congregate housing: Who may reside in congregate housing.
§982.607   Congregate housing: Lease and HAP contract.
§982.608   Congregate housing: Voucher housing assistance payment.
§982.609   Congregate housing: Housing quality standards.

Group Home

§982.610   Group home: Who may reside in a group home.
§982.611   Group home: Lease and HAP contract.
§982.612   Group home: State approval of group home.
§982.613   Group home: Rent and voucher housing assistance payment.
§982.614   Group home: Housing quality standards.

Shared Housing

§982.615   Shared housing: Occupancy.
§982.616   Shared housing: Lease and HAP contract.
§982.617   Shared housing: Rent and voucher housing assistance payment.
§982.618   Shared housing: Housing quality standards.

Cooperative

§982.619   Cooperative housing.

Manufactured Home

§982.620   Manufactured home: Applicability of requirements.
§982.621   Manufactured home: Housing quality standards.

Manufactured Home Space Rental

§982.622   Manufactured home space rental: Rent to owner.
§982.623   Manufactured home space rental: Housing assistance payment.
§982.624   Manufactured home space rental: Utility allowance schedule.

Homeownership Option

§982.625   Homeownership option: General.
§982.626   Homeownership option: Initial requirements.
§982.627   Homeownership option: Eligibility requirements for families.
§982.628   Homeownership option: Eligible units.
§982.629   Homeownership option: Additional PHA requirements for family search and purchase.
§982.630   Homeownership option: Homeownership counseling.
§982.631   Homeownership option: Home inspections, contract of sale, and PHA disapproval of seller.
§982.632   Homeownership option: Financing purchase of home; affordability of purchase.
§982.633   Homeownership option: Continued assistance requirements; Family obligations.
§982.634   Homeownership option: Maximum term of homeownership assistance.
§982.635   Homeownership option: Amount and distribution of monthly homeownership assistance payment.
§982.636   Homeownership option: Portability.
§982.637   Homeownership option: Move with continued tenant-based assistance.
§982.638   Homeownership option: Denial or termination of assistance for family.
§982.639   Homeownership option: Administrative fees.
§982.641   Homeownership option: Applicability of other requirements.
§982.642   Homeownership option: Pilot program for homeownership assistance for disabled families.
§982.643   Homeownership option: Downpayment assistance grants.

American with Disabilities Act

http://www.eeoc.gov/laws/types/disability.cfm

https://www.eeoc.gov/eeoc/history/ada25th/index.cfm

https://www.eeoc.gov/employers/coverage.cfm

https://www.eeoc.gov/policy/docs/accommodation.html

https://www.eeoc.gov/laws/guidance/pregnancy_guidance.cfm

https://www.eeoc.gov/policy/docs/fmlaada.html

https://www.eeoc.gov/policy/docs/workcomp.html

https://www.eeoc.gov/facts/performance-conduct.html

https://www.eeoc.gov/

http://www.dol.gov/whd/regs/compliance/whdfs28.pdf

https://www.eeoc.gov/policy/docs/accommodation.html

The ADA Amendments Act

Veterans with Disabilities

The Questions and Answers Series

Mediation and the ADA

HIV/AIDS and the ADA

The following documents were developed by the U.S. Department of Justice.

Guide to Antitrust

https://www.getreti.com/wp-content/uploads/securepdfs/2019/07/zgen01.pdf

https://www.ftc.gov/tips-advice/competition-guidance/guide-antitrust-laws/antitrust-laws

https://www.ftc.gov/news-events/press-releases/1993/01/ftc-targets-alleged-conspiracy-against-competition-kansas-city

http://www.usdoj.gov/atr/public/guidelines/211578.pdf

https://www.ftc.gov/enforcement/cases-and-proceedings/cases/2002/06/fmc-corporation-and-asahi-chemical-industry-co-ltd

https://www.ftc.gov/os/caselist/0510234/index.shtm

https://www.ftc.gov/enforcement/cases-and-proceedings/cases/2000/08/matter-toys-r-us-corporation

https://www.ftc.gov/sites/default/files/attachments/competition-policy-guidance/statements_of_antitrust_enforcement_policy_in_health_care_august_1996.pdf

http://www.usdoj.gov/atr/public/busreview/229887.htm

https://www.ftc.gov/os/caselist/0110242.shtm

https://www.ftc.gov/os/caselist/0210144.shtm

https://www.ftc.gov/enforcement/cases-and-proceedings/cases/2010/01/matter-realcomp-ii-ltd

https://www.ftc.gov/sites/default/files/attachments/tying-sale-two-products/ftcvolumedecision115january-december1992pages560-669.pdf

https://www.ftc.gov/bc/docs/16cfr240.shtm

https://www.ftc.gov/os/caselist/c4032.shtm

https://www.ftc.gov/os/caselist/0310097/0310097.shtm

https://www.ftc.gov/os/caselist/0510022/0510022.shtm

https://www.ftc.gov/os/adjpro/d9300/index.shtm

https://www.ftc.gov/os/caselist/0410083/0410083.shtm

https://www.ftc.gov/os/caselist/c3832.shtm

https://www.ftc.gov/os/caselist/c3911.shtm

https://www.ftc.gov/enforcement/cases-proceedings/101-0080b/mcwane-inc-star-pipe-products-ltd-matter

https://edit.ftc.gov/os/1996/11/c3693.do.htm

https://www.ftc.gov/sites/default/files/attachments/competition-policy-guidance/0558.pdf

CHRISTOPHER MOEHRL Lawsuit

https://www.getreti.com/wp-content/uploads/securepdfs/2019/07/119cv1610-USDC-Northern-Illinois-1.pdf

Data Breach ‚Äď PROTECTING PERSONAL INFORMATION

https://youtu.be/PkAmNNYyy4Y

https://www.ftc.gov/tips-advice/business-center/guidance/protecting-personal-information-guide-business

https://www.ftc.gov/tips-advice/business-center/guidance/protecting-personal-information-guide-business

https://www.ftc.gov/tips-advice/business-center/privacy-and-security/data-security

https://www.ftc.gov/sites/all/libraries/infosecurity/

https://www.ftc.gov/tips-advice/business-center/privacy-and-security/gramm-leach-bliley-act

https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-credit-reporting-act

http://business.ftc.gov/privacy-and-security

 Complaint for Civil Penalties, Permanent Injunction, and Other Relief (698.29 KB)

 Stipulated Motion to Enter Consent Decree and Order for Civil Penalties, Injunction, and Other Relief (60.31 KB)

 Consent Decree and Order for Civil Penalties, Injunction and Other Relief (1.49 MB)

PRESS RELEASE: FTC Charges That Security Flaws in RockYou Game Site Exposed 32 Million Email Addresses and Passwords


https://www.ftc.gov/os/2005/06/index.htm#16

https://www.getreti.com/wp-content/uploads/2019/07/092305comp0423160.pdf

https://public.commentworks.com/ftc/twitter

https://www.ftccomplaintassistant.gov/

https://www.ftc.gov/consumer

https://youtu.be/g2QtwwxvNe8

https://www.ftc.gov/enforcement/cases-proceedings/092-3093/twitter-inc-corporation

https://www.ftc.gov/enforcement/cases-proceedings/062-3057/guidance-software-inc-matter

https://www.ftc.gov/enforcement/cases-proceedings/052-3094/reed-elsevier-inc-seisint-inc-matter

https://www.ftc.gov/enforcement/cases-proceedings/092-3093/twitter-inc-corporation

https://www.ftc.gov/enforcement/cases-proceedings/052-3136/superior-mortgage-corp-matter

https://www.ftc.gov/enforcement/cases-proceedings/072-3111-072-3158/valueclick-inc-hi-speed-media-inc-e-babylon-inc-us

https://www.ftc.gov/ftc/complaint.shtm

https://www.ftc.gov/bcp/consumer.shtm

https://www.ftc.gov/enforcement/cases-proceedings/132-3089/fandango-llc

https://www.ftc.gov/enforcement/cases-proceedings/132-3091/credit-karma-inc

https://www.ftc.gov/system/files/documents/cases/140328fandangocmpt.pdf

https://www.ftc.gov/system/files/documents/cases/140328creditkarmacmpt.pdf

https://www.ftc.gov/news-events/press-releases/2014/08/ftc-approves-final-orders-settling-charges-against-fandango

https://www.ftc.gov/enforcement/cases-proceedings/052-3096/dsw-incin-matter

https://www.ftc.gov/enforcement/cases-proceedings/082-3153/dave-busters-incin-matter

https://www.ftc.gov/enforcement/cases-proceedings/052-3148/cardsystems-solutions-inc-solidus-networks-inc-dba-pay-touch

https://www.ftc.gov/enforcement/cases-proceedings/0723004/premier-capital-lending-inc-et-al-matter

https://www.ftc.gov/enforcement/cases-proceedings/082-3208/settlementone-credit-corporation

https://www.ftc.gov/enforcement/cases-proceedings/072-3069-x100023/lifelock-inc-corporation

https://www.ftc.gov/enforcement/cases-proceedings/132-3078/snapchat-inc-matter

https://www.ftc.gov/enforcement/cases-proceedings/122-3090/trendnet-inc-matter

https://www.ftc.gov/enforcement/cases-proceedings/022-3260/guess-inc-guesscom-inc-matter

https://www.owasp.org/index.php/Category:OWASP_Top_Ten_Project

https://www.ftc.gov/enforcement/cases-proceedings/122-3095/gmr-transcription-services-inc-matter

https://www.ftc.gov/enforcement/cases-proceedings/102-3116/upromise-inc

https://www.ftc.gov/news-events/press-releases/2015/12/lifelock-pay-100-million-consumers-settle-ftc-charges-it-violated

https://www.ftc.gov/enforcement/cases-proceedings/closing-letters/dollar-tree-stores-inc

https://www.ftc.gov/enforcement/cases-proceedings/122-3077/accretive-health-inc-matter

https://www.ftc.gov/enforcement/cases-proceedings/112-3120/cbr-systems-inc-matter

https://www.ftc.gov/enforcement/cases-proceedings/072-3121/rite-aid-corporation-matter

https://www.ftc.gov/enforcement/cases-proceedings/072-3119/cvs-caremark-corporation-matter

https://www.ftc.gov/enforcement/cases-proceedings/072-3013/goal-financial-llc-matter

http://business.ftc.gov/

https://www.ftc.gov/tips-advice/business-center/privacy-and-security/data-security

Securing Wireless Networks and Module Quiz

https://youtu.be/ab0T4_5AeHI

http://www.us-cert.gov/ncas/tips/ST17-001

https://www.us-cert.gov/ncas/tips/ST04-017

https://www.us-cert.gov/cas/tips/ST04-002.html

https://www.us-cert.gov/cas/tips/ST04-019.html

https://www.us-cert.gov/cas/tips/ST04-004.html

https://www.us-cert.gov/ncas/tips/ST04-005

https://www.us-cert.gov/cas/tips/ST04-016.html

https://www.us-cert.gov/cas/tips/ST04-001.html

https://www.us-cert.gov/ncas/tips/ST04-002

The Comprehensive Environmental Response, Compensation, and Liability Act

https://www.epa.gov/laws-regulations/summary-emergency-planning-community-right-know-act

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0201290&msspp=med

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402072

https://www.epa.gov/superfund/superfund-cercla-overview

Protect human health and the environment by cleaning up contaminated sites;

Make responsible parties pay for cleanup work;

Involve communities in the Superfund process; 

Return Superfund sites to productive use.

https://www.epa.gov/enforcement/waste-chemical-and-cleanup-enforcement

https://www.epa.gov/history/epa-history-superfund

https://www.epa.gov/superfund/current-npl-updates-new-proposed-npl-sites-and-new-npl-sites

https://epa.maps.arcgis.com/apps/webappviewer/index.html?id=33cebcdfdd1b4c3a8b51d416956c41f1

https://www.epa.gov/superfund/proposed-national-priorities-list-npl-sites-state

https://www.epa.gov/superfund/final-national-priorities-list-npl-sites-state

https://www.epa.gov/superfund/deleted-national-priorities-list-npl-sites-state

https://www.epa.gov/superfund/partial-deletions-npl-sites-state

https://www.epa.gov/superfund/construction-completions-npl-sites-state

https://www.epa.gov/superfund-redevelopment-initiative

http://archive.epa.gov/katrina/web/html/

https://www.epa.gov/brownfields/types-brownfields-grant-funding#tab-6

http://www.nber.org/papers/w16844

http://www.sciencedirect.com/science/article/pii/S0095069612001167

https://www.epa.gov/superfund/superfund-program-review

https://www.epa.gov/superfund/superfund-success-stories

Superfund in Mississippi

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402260

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402288

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0404172

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402473

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402489

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402479

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402374

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0404404

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402231

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402405

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402253

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0402466

https://www.epa.gov/superfund/forms/contact-us-about-superfund

https://usenvironmentalprotectionagency.cmail19.com/t/d-l-pdjiidk-alyjugly-d/

%20region4press@epa.gov

https://www.cdfifund.gov/Pages/Opportunity-Zones.aspx

https://usenvironmentalprotectionagency.cmail19.com/t/d-l-pdjiidk-alyjugly-y/

https://usenvironmentalprotectionagency.cmail19.com/t/d-l-pdjiidk-alyjugly-j/

https://usenvironmentalprotectionagency.cmail19.com/t/d-l-pdjiidk-alyjugly-t/

https://usenvironmentalprotectionagency.cmail19.com/t/d-l-pdjiidk-alyjugly-i/

https://usenvironmentalprotectionagency.cmail19.com/t/d-l-pdjiidk-alyjugly-d/

https://www.epa.gov/rcra

https://cumulis.epa.gov/supercpad/SiteProfiles/index.cfm?fuseaction=second.Stayup&id=0402285

https://www.getreti.com/wp-content/uploads/2019/12/grenada_stamping_fs_v1_1_25_16.pdf

https://www.epa.gov/grenadacleanup/epa-cleanup-grenada-manufacturing-llc-facility

https://www.epa.gov/grenadacleanup/sampling-results-eastern-heights-grenada-ms

https://www.epa.gov/grenadacleanup/sampling-results-grenada-manufacturing-facility

https://www.epa.gov/grenadacleanup/environmental-study-grenada-manufacturing-facility

https://www.epa.gov/grenadacleanup/june-2015-epa-letter-directing-grenada-manufacturing-llc-write-interim-measures

https://www.epa.gov/grenadacleanup/december-30-2015-request-additional-interim-measures-grenada-manufacturing-llc

https://www.epa.gov/grenadacleanup/environmental-study-grenada-manufacturing-facility

https://www.epa.gov/grenadacleanup/january-29-2016-grenada-manufacturing-llc-response-request-additional-interim

https://www.epa.gov/grenadacleanup/sampling-results-eastern-heights-grenada-ms

https://www.epa.gov/grenadacleanup/sampling-results-grenada-manufacturing-facility

https://www.epa.gov/grenadacleanup/december-30-2015-request-additional-interim-measures-grenada-manufacturing-llc

https://www.epa.gov/grenadacleanup/january-29-2016-grenada-manufacturing-llc-response-request-additional-interim

https://www.epa.gov/grenadacleanup/march-30-2016-epa-email-grenada-mfg-llc-action-items-and-timeframes

https://www.epa.gov/grenadacleanup/epa-memo-data-gaps-environmental-characterization

https://www.epa.gov/grenadacleanup/environmental-study-eastern-heights-grenada-ms

https://www.epa.gov/grenadacleanup/sampling-results-grenada-manufacturing-facility

https://www.epa.gov/grenadacleanup/sampling-results-eastern-heights-grenada-ms

https://www.epa.gov/grenadacleanup

holtzclaw.brian@epa.gov

https://www.epa.gov/enforcement/rcra-corrective-action-cleanup-enforcement

https://www.epa.gov/grenadacleanup/grenada-2010-hazardous-and-solid-waste-amendments-hswa-permit-signed

http://www.deq.state.ms.us/MDEQ.nsf/page/CE_GrenadaManufacturingLLC?OpenDocument

https://www.epa.gov/newsreleases/epa-releases-list-superfund-sites-targeted-immediate-intense-attention

https://www.epa.gov/newsreleases/administrator-pruitt-updates-list-superfund-sites-targeted-immediate-intense-action

https://cumulis.epa.gov/supercpad/cursites/csitinfo.cfm?id=0403508

http://www.epa.gov/superfund/superfund-task-force

https://semspub.epa.gov/work/04/11095404.pdf

https://youtu.be/ItMKjHdMKX8

Mold

https://www.getreti.com/wp-content/uploads/2019/12/moldguide12.pdf

https://www.epa.gov/indoor-air-quality-iaq

https://www.epa.gov/sites/production/files/2017-08/documents/flood_cleanup_and_the_air_in_your_home_booklet_0.pdf

https://www.epa.gov/mold

https://www.epa.gov/mold/brief-guide-mold-moisture-and-your-home

https://espanol.epa.gov/cai/una-breve-guia-para-el-moho-la-humedad-y-su-hogar

https://espanol.epa.gov/cai/diez-cosas-que-debe-saber-acerca-del-moho

http://www.cdc.gov/mold/

https://www.epa.gov/asthma

Radon

https://youtu.be/-S8vr27plZs

https://www.epa.gov/sites/production/files/2016-02/documents/2013_consumers_guide_to_radon_reduction.pdf

http://www.fixradon.com/publications/HUD_radon_fact_sheet.pdf

Lead Based Paint

http://www2.epa.gov/lead/learn-about-lead#lead

Flint Drinking Water Crisis

http://www.michigan.gov/flintwater

https://www.npr.org/sections/thetwo-way/2016/04/20/465545378/lead-laced-water-in-flint-a-step-by-step-look-at-the-makings-of-a-crisis

https://www.history.com/topics/us-states/michigan

https://www.cnn.com/2016/03/04/us/flint-water-crisis-fast-facts/index.html

https://www.census.gov/quickfacts/fact/table/flintcitymichigan/PST045217

http://michiganradio.org/post/leaked-internal-memo-shows-federal-regulator-s-concerns-about-lead-flint-s-water

http://time.com/4634937/flint-water-crisis-criminal-charges-bottled-water/

https://www.michigan.gov/egle/0,9429,7-135-3308_3323-508967–,00.html

https://www.michigan.gov/documents/snyder/18-DEQF-0133-CLEARResultsGraphic-003-LR_619901_7.PDF

https://www.michigan.gov/documents/snyder/18-DEQF-0121_LeadLevels_Infographic_UPDATES-001-LR_619900_7.PDF

https://www.michigan.gov/documents/snyder/18-DEQF-0130_WaterFAQ-004-LR_619902_7.PDF

https://en.wikipedia.org/wiki/Flint_water_crisis

How lead gets into drinking water

Health effects of being exposed to lead in drinking water

Can I shower in lead-contaminated water?

Find out if lead is in your drinking water

Important steps you can take to reduce lead in drinking water

Get your child tested to determine lead levels in his or her blood

Find out if lead in drinking water is an issue in your child’s school or child care facility

EPA’s drinking water regulations for lead

Recent actions and revisions

How EPA requires states and public water systems to protect drinking water

Learn more about the maximum allowable content of lead in pipes, solder, fittings and fixtures

Learn more about EPA’s regulations to prevent lead in drinking water

Learn how to identify lead-free certification marks on drinking water system and plumbing products (PDF)

https://www.epa.gov/dwreginfo/lead-and-copper-rule

https://www.epa.gov/ground-water-and-drinking-water/basic-information-about-lead-drinking-water#regs

https://www.epa.gov/lead/learn-about-lead

https://www.epa.gov/ccr

http://www.cdc.gov/nceh/lead/tips/water.htm

http://nepis.epa.gov/Exe/ZyPDF.cgi?Dockey=500025PW.txt

https://www.epa.gov/privatewells

https://www.epa.gov/dwreginfo/public-notification-rule

https://www.epa.gov/lead/protect-your-family-exposures-lead#testdw

https://www.epa.gov/your-drinking-water/home-drinking-water-testing-fact-sheet

https://www.epa.gov/sites/production/files/2017-08/documents/epa_lead_in_drinking_water_final_8.21.17.pdf

Fact sheet: How to Identify Lead-Free Certification Marks for Drinking Water System & Plumbing Products (PDF)

Factsheet: A Consumer Tool for Identifying Point of Use (POU) Drinking Water Filters Certified to Reduce Lead (PDF)

How to make your home lead-safe

What you can do to protect your drinking water

https://www.epa.gov/dwreginfo/testing-schools-and-child-care-centers-lead-drinking-water

https://www.epa.gov/dwreginfo/drinking-water-schools-and-child-care-facilities

https://www.epa.gov/ground-water-and-drinking-water/basic-information-about-lead-drinking-water#self

Find your local Consumer Confidence Report

Information about CCRs for consumers

EPA’s CCR home page

https://www.epa.gov/dwreginfo/public-notification-rule

Webinar: Strategic Plan for Targeted Outreach to Populations Affected by Lead (March 2017)

Long-Term Revisions to the Lead and Copper Rule¬†‚ÄĒ¬†regulatory options to improve the existing rule

Memorandum: Implementation of the Lead and Copper Rule Provisions Related to Sample Site Selection and Triennial Monitoring (October 2016)

Document: Optimal Corrosion Control Treatment Evaluation Technical Recommendations (March 2016)

Memorandum: Clarifying Recommended Tap Sampling Procedures for the Lead and Copper Rule (February 2016)

EPA Letters to Governors and State Environment and Public Health Commissioners (2016)

https://www.epa.gov/dwregdev/how-epa-regulates-drinking-water-contaminants

About Lead in Drinking Water

Prevention Tips for Lead in Water

CDC main page on lead

http://www.atsdr.cdc.gov/phs/phs.asp?id=92&tid=22

http://www.atsdr.cdc.gov/substances/toxsubstance.asp?toxid=22

Renovation and Demolition Requirements / Asbestos

http://www2.epa.gov/asbestos

Lending Process: Application Through Closing

https://www.fha.com/define/loan-officer

https://www.fha.com/define/annual-income

https://www.fha.com/define/origination-fee

https://www.fha.com/define/discount-points

https://www.fha.com/define/good-faith-estimate

https://www.fha.com/define/hud

https://www.fha.com/define/hud-1-settlement-statement

https://www.fha.com/define/closing-disclosure

Types of Loans

https://entp.hud.gov/idapp/html/hicostlook.cfm

https://www.benefits.va.gov/HOMELOANS/purchaseco_certificate.asp

https://www.benefits.va.gov/HOMELOANS/nadl.asp

VA Home Loan Fact Sheet

How VA Helps

Summary of VA Home Loan Guaranty Benefits

Top 5 Benefits of the VA Home Loan Program

https://www.fsa.usda.gov/state-offices/index

https://www.fsa.usda.gov/programs-and-services/farm-loan-programs/funding/index

Property Condition Disclosure Law

https://www.ahs.com/home-warranty/

Stambovsky v. Ackley 

https://en.wikipedia.org/wiki/Case_citation

https://en.wikipedia.org/wiki/New_York_Supreme_Court,_Appellate_Division

https://en.wikipedia.org/wiki/Reader%27s_Digest

https://en.wikipedia.org/wiki/Damages

https://en.wikipedia.org/wiki/Fraud

https://en.wikipedia.org/wiki/Closing_(real_estate)

https://en.wikipedia.org/wiki/New_York_Supreme_Court

https://en.wikipedia.org/wiki/Caveat_emptor

https://en.wikipedia.org/wiki/William_Shakespeare

https://en.wikipedia.org/wiki/William_Shakespeare

https://en.wikipedia.org/wiki/Dissenting_opinion

https://en.wikipedia.org/wiki/Caveat_emptor

https://en.wikipedia.org/wiki/Hudson_River

https://en.wikipedia.org/wiki/Kreskin

 

Internet connection (DSL, LAN, or cable connection desirable)

A new computer is not necessary to attend this class.

However, we do recommend a general comfort level with computers and the internet.

Requirements for computers.

 

PC

OS: Windows 7 and newer

Browser:

Firefox 61 and after (extended releases not supported)

Chrome 68 and after

Note: Internet Explorer and Edge are not recommended, and Safari for Windows is not supported

 

MAC

OS: Mac OSX 10.6 and newer

Browser: 

Firefox 61 and after (extended releases not supported)

Chrome 68 and after

Safari 10 and after

Note: Internet Explorer and Edge are not supported for Mac

Note: Linux Chrome OS is also supported.

 

Mobile Devices

Students may use a mobile device such as a phone or tablet as a means of access.

 

Course Participation

There are three checkpoints within this course, at which time learners will describe the course experience.

 

Course Structure

This course is in online format. There are ten Modules to be completed.  The course completes the thirty mandatory hours for the Salesperson Post Lcense statute.

Part 2: Student Learning Outcomes 

MODULE ONE: CONTRACTS

Introduction to Contracts

Real Estate Market Contracts

 Once you have completed this chapter, you should be able to:

  1. describe at least three requirements for listing agreements;
  2. discuss the types of listings
  3. discuss the differences of void, voidable and valid
  4. discuss common real estate contracts
  5. explain deeds
  6. describe the differences between a tenancy by the entireties, a joint tenancy and a tenancy in common
  7. describe the types of leasehold contracts
  8. explain the types of easements
  9. describe the effects of the Johnson v. Davis Supreme Court ruling on real estate practice in Mississippi

Statutes of Limitations and Breach of Contract

At the conclusion of this activity, participants will be able to


  1. Discuss the Statute of Limitations
  2. Distinguish between Minor Breach (non-material breach), Material Breach and Anticipatory Breach

 

MODULE TWO: Managing Earnest Money and Escrow/Trust Accounts

Introduction to Managing Escrow Accounts

Basics of Escrow Accounts

At the conclusion of this activity, participants will be able to


  1. explain why an escrow account is important
  2. describe the requirements for establishing and maintaining an escrow account(s)
  3. describe the requirements for timely deposit of escrow funds

IREBBEA and the Beneficiaries

At the conclusion of this activity, participants will be able to


  1. Summarize the Mississippi, Interest on Real Estate Broker Escrow Accounts Program
  2. Identify the IREBEA Beneficiaries

Email Compromise

At the conclusion of this activity, participants will be able to


  1. Identify an e-mail compromise
  2. List steps you can take to avoid an e-mail compromise 

Nathan E. Hardwick IV and the DOJ

At the conclusion of this activity, participants will be able to


  1. Identify the crime committed by defendant Nathan E. Hardwick IV
  2. Summarize the effects on victims
  3. Explain the court decision

 

MODULE THREE: Agency

Introduction to Agency

Agency

At the conclusion of this activity, participants will be able to


  1. Execute the creation of agency
  2. Describe termination of agency
  3. Discuss Mississippi Agency Requirements
  4. List the types of agency

What’s New in Residential Real Estate Brokerage Agency (Part 1, 2 and 3)

At the conclusion of this activity, participants will be able to


  1. Discuss emerging technologies
  2. Explain how real estate listing competition makes for a better consumer market
  3. Discuss ibuyers

 

MODULE FOUR: Tools to Succeed

Introduction to Tools to Succeed

Advertising and Marketing on the Internet

At the conclusion of this activity, participants will be able to


  1. Discuss the FTC’s roll in Advertising
  2. Practice honest and fair advertising
  3. Implement advertising and marketing

Mississippi Advertising and Marketing

At the conclusion of this activity, participants will be able to


Discuss the Laws for Mississippi Advertising and Marketing

Marketing 

At the conclusion of this activity, participants will be able to


  1. Implement successful research for a marketing campaign
  2. Define Your Customer needs

Prospecting PPLS

At the conclusion of this activity, participants will be able to


  1. Discuss reasons people move
  2. Discuss locating prospects
  3. Explain the difference between proactive and reactive prospecting

 

MODULE FIVE: Fair Housing 

Introduction to Fair Housing

Reflections of the Fair Housing Act

At the conclusion of this activity, participants will be able to


  1. Describe the history of the fair Housing Act

Fair Housing Always

At the conclusion of this activity, participants will be able to


  1. List who is protected
  2. Explain the housing covered
  3. Describe what is prohibited

Sexual Harassment in Housing

At the conclusion of this activity, participants will be able to


  1. Recognize Sexual Harassment
  2. Recognize a hostile environment

Protection for Persons with Disabilities

At the conclusion of this activity, participants will be able to


  1. Describe reasonable accommodations
  2. Describe reasonable modifications

Rules Against Children are Discriminatory

At the conclusion of this activity, participants will be able to


  1. Explain Familial Status

Housing for Older Persons

At the conclusion of this activity, participants will be able to


  1. Describe 55+ community’s exemption

Housing Choice Voucher Program Section 8

At the conclusion of this activity, participants will be able to


  1. Describe the Section 8 Program
  2. Identify qualified people
  3. Explain the roles of the entities involved

American with Disabilities Act

At the conclusion of this activity, participants will be able to


  1. Summarize the American with Disabilities Act
  2. Describe who are the U.S. Equal Employment Opportunity Commission

 

MODULE SIX: Antitrust

Introduction to Antitrust

Guide to Antitrust

At the conclusion of this activity, participants will be able to


  1. Discuss Antitrust Violations
  2. Discuss antitrust laws
  3. Discuss the Sherman Act of 1890
  4. Discuss the Clayton Act
  5. Explain the FTC role with Real Estate Competition
  6. Discuss Popular lawsuits
  7. Identify the enforcers

CHRISTOPHER MOEHRL Lawsuit

At the conclusion of this activity, participants will be able to


  1. Summarize the class action complaint

 

MODULE SEVEN: Intra/Inter Office Confidentiality

Introduction to Intra/Inter Confidentiality

Intra Office Confidentiality Overview

At the conclusion of this activity, participants will be able to


  1. Evaluate their company Intra/Inter office Confidentiality
  2. Devise response and exit procedures

Data Breach ‚Äď PROTECTING PERSONAL INFORMATION

At the conclusion of this activity, participants will be able to


  1. Identify an electronic breach
  2. Create security measures 

Cyber Security Glossary

At the conclusion of this activity, participants will be able to


  1. Explain cyber security concepts

Securing Wireless Networks 

At the conclusion of this activity, participants will be able to


  1. Increase network security

 

MODULE 8: Environmental Hazards

Introduction to Environmental Hazards

The Comprehensive Environmental Response, Compensation, and Liability Act

At the conclusion of this activity, participants will be able to


  1. Discuss Superfund
  2. Explain Superfund Cleanup

Superfund in Mississippi

At the conclusion of this activity, participants will be able to


  1. Discuss Superfund in Mississippi

Mold

At the conclusion of this activity, participants will be able to


  1. Explain the hazards of mold

Radon

At the conclusion of this activity, participants will be able to


  1. Discuss the risks of radon

Renovation and Demolition Requirements / Asbestos

At the conclusion of this activity, participants will be able to


  1. Explain the risks of Asbestos

Lead Based Paint

At the conclusion of this activity, participants will be able to


  1. Discuss the dangers of Lead Based Paint

 

MODSULE NINE: Financing the Dream and Keeping the Dream Alive

Introduction to Financing the Dream and Keeping the Dream Alive

Basic Concepts and Terminology

At the conclusion of this activity, participants will be able to


  1. Contrast Basic Real Estate Concepts and Terminology

Lending Process: Application Through Closing

At the Conclusion of this activity, participants will be able to

  1. Discuss Mortgage Insurance
  2. Explain an impound account
  3. Practice Fair Housing Laws
  4. Manage the TILA/RESPA requirements

Understanding Credit Report and Scores

At the conclusion of this activity, participants will be able to


  1. Describe credit reports
  2. Describe how to qualify for a mortgage

Types of Loans

At the conclusion of this activity, participants will be able to


  1. Contrast VA and FHA Loans
  2. Explain Adjustable Rate Mortgage
  3. Compare other different loan choices

 

MODULE TEN: Property Condition Disclosure

Introduction to Property Condition Disclosure

Property Condition Disclosure Law

At the conclusion of this activity, participants will be able to


  1. Present a Property Condition Disclosure Statement properly
  2. Explain when a Property Condition Disclosure Statement is needed
  3. Discuss the conditions that need to be disclosed
  4. Contrast an Inspection to the Property Condition Disclosure Statement

Stambovsky v. Ackley 

At the conclusion of this activity, participants will be able to


  1. Discuss the Ghostbusters case.


You will meet the objectives listed above through a combination of the following activities in this course: 

  • Read ‚ĶThe Online Course Modules and Lessons
  • Complete ‚Ķ Module Quizzes and Lesson Quizzes
  • Participate ‚ĶThere are three checkpoints where you will be asked: ‚ÄúWhat have you learned so far?‚ÄĚ.¬†¬†¬†¬†

Post Salesperson Course, 2020’s
Syllabus

Part 3: Topic Outline/Schedule 

You are allowed to take eight hours a day in education.  This outline is the minimum amount of time that is required.

 

DAY ONE

 

MODULE ONE: CONTRACTS

Introduction to Contract

Real Estate Contracts

Statutes of Limitations and Breach of Contract

Module Quiz

 

MODULE TWO: Managing Earnest Money and Escrow/Trust Accounts

Introduction to Managing Escrow Accounts

Basics of Escrow and Earnest Money Deposits

IREBBEA and the Beneficiaries

Email Compromise

Nathan E. Hardwick IV and the DOJ

Module Quiz

 

MODULE THREE: Agency

Introduction to Agency

Agency

What’s New in Residential Real Estate Brokerage Agency (Part 1)

What’s New in Residential Real Estate Brokerage Agency (Part 2)

 

DAY TWO

 

What’s New in Residential Real Estate Brokerage Agency (Part 3)

I-Buyers ‚Äď A Popular Emerging Model

Module Quiz

 

MODULE FOUR:

Tools to Succeed

Introduction to Tools to Succeed

Advertising and Marketing on the Internet

Planning to Marketing

Prospecting PPLS

Module Quiz

 

What have you learned?

 

MODULE FIVE:

Fair Housing and Ethics

Introduction to Fair Housing

Reflections of the Fair Housing Act

 

Fair Housing Always

Sexual Harassment in Housing

Protection for Persons with Disabilities

Rules Against Children are Discriminatory

Housing for Older Persons

Housing Choice Voucher Program Section 8

 

DAY THREE

 

American with Disabilities Act

Module Quiz

 

MODULE SIX: Antitrust

Introduction to Antitrust

Guide to Antitrust

Famous Antitrust Lawsuits

CHRISTOPHER MOEHRL Lawsuit

Module Quiz

 

MODULE SEVEN: Intra/Inter Office Confidentiality

Introduction to Intra/Inter Confidentiality

Intra Office Confidentiality Overview

Data Breach ‚Äď PROTECTING PERSONAL INFORMATION

Cyber Security Glossary

Securing Wireless Networks and Module Quiz

Module Quiz

 

What have you learned?

 

MODULE EIGHT: Environmental Hazards

Introduction to Environmental Hazards

The Comprehensive Environmental Response, Compensation, and Liability Act

Superfund in Mississippi

Mold

Radon

Lead Based Paint

Renovation and Demolition Requirements / Asbestos

Module Quiz

 

What have you learned?

 

 MODULE NINE: Financing the Dream and Keeping the Dream Alive 

Introduction to Financing the Dream and Keeping the Dream Alive

Basic Concepts and Terminology

Understanding Credit Reports and Scores

Lending Process: Application Through Closing

Types of Loans

Module Quiz

 

DAY FOUR

 

What have you learned?

 

MODULE TEN: Property Condition Disclosure

Introduction to Property Condition Disclosure

Property Condition Disclosure Law

Stambovsky v. Ackley and Module Quiz

Module Quiz

 

EVALUATION

Completion

 





Part 4: Grading Policy

Graded Course Activities

Quizzes are set to 75% pass.  You will not be able to move forward until you have successfully completed the quiz

Part 5: Course Policies

Complete Assignments

All assignments for this course will be submitted electronically.

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Email: information@msrealtycourses.com

 

Commit to Integrity

As a student in this course you are expected to maintain high degrees of professionalism, commitment to active learning and participation in this class and also integrity in your behavior in and out of the classroom.

Academic Dishonesty Policy

  1. Academic dishonesty includes such things as cheating, inventing false information or citations, plagiarism and helping someone else commit an act of academic dishonesty. It usually involves an attempt by a student to show possession of a level of knowledge or skill that he/she does not possess.
  2. Course instructors have the initial responsibility for detecting and dealing with academic dishonesty. Instructors who believe that an act of academic dishonesty has occurred are obligated to discuss the matter with the student(s) involved. Instructors should possess reasonable evidence of academic dishonesty. However, if circumstances prevent consultation with student(s), instructors may take whatever action (subject to student appeal) they deem appropriate.
  3. Instructors who are convinced by the evidence that a student is guilty of academic dishonesty shall assign an appropriate academic penalty. If the instructors believe that the academic dishonesty reflects on the student’s academic performance or the academic integrity in a course, the student’s grade should be adversely affected. Suggested guidelines for appropriate actions are: an oral reprimand in cases where there is reasonable doubt that the student knew his/her action constituted academic dishonesty; a failing grade on the particular paper, project or examination where the act of dishonesty was unpremeditated, or where there were significant mitigating circumstances; a failing grade in the course where the dishonesty was premeditated or planned


Course policies are subject to change. It is the student’s responsibility to check for corrections or updates to the syllabus.